Insurance Coverage
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Howd & Ludorf, LLC has extensive experience in analyzing and litigating complex insurance coverage issues. Led by Attorney Philip Newbury, who, in 2002, received his LL.M. in insurance law from the Insurance Law Center at the University of Connecticut School of Law, and who has over twenty years experience in insurance coverage law, our insurance practice group is well-qualified to represent insurance companies in coverage disputes.

Over the years, Howd & Ludorf, LLC has helped shape the legal landscape in the insurance field in Connecticut. We have tried numerous insurance coverage and bad faith lawsuits in state and federal courts. We frequently analyze coverage issues arising from auto, homeowners (including first-party property claims), CGL, employers’ liability, commercial excess, marine, disability, workers’ compensation and other types of policies. We have successfully represented insurance companies before the Connecticut Supreme and Appellate Courts, including landmark cases such as Allstate Ins. Co. v. Berube, 84 Conn.App. 464, 854 A.2d 53, cert. denied, 271 Conn. 929, 859 A.2d 583 (2004) (enforceability of criminal act exclusion in homeowners policy); Frantz v. U.S. Fleet Leasing, Inc., 245 Conn. 727, 714 A.2d 1222 (1998) (scope of uninsured/underinsured motorist coverage under commercial fleet automobile insurance policy); and Edelman v. Pacific Employers Ins. Co., 53 Conn.App. 54, 728 A.2d 531 cert. denied, 249 Conn. 918, 733 A.2d 229 (1999) (application of liquor liability exclusion in CGL policy).

We provide a full range of legal services including written coverage opinions, declaratory judgments, defense of bad faith and unfair insurance practices act claims, arbitrations and appeals. We offer rates that are extremely competitive. We also provide free seminars on topics of importance to the insurance industry.

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